Institutional Specification
Central Bank Digital Currency (CBDC) Underwriting Terminal
An institutional-grade risk assessment terminal built to score credit solvency for sovereign digital currencies using the Basel III 5 Cs standard and local artificial intelligence.
Banking & Risk Methodologies
Basel III 5 Cs Evaluation
Mathematical weighting across Character, Capacity, Capital, Collateral, and Facility Conditions.
ISO 20022 CBDC Messages
Universal programmatic schemas structured for ledger settlements and interbank clearing.
Technical Architecture
Runtime & App
Next.js App Router (Pure JavaScript) running on the Bun runtime engine.
Local AI Model
Meta Llama 3.2 1B Instruct GGUF executing in-process through native C++ SIMD.
Ledger Database
PostgreSQL container managed via Prisma ORM for deterministic credit history.
Architect & Lead Developer
Engineered by Pathirannehelage Ashan Dhanushka